CHECKING

Free Business Checking

Remarkable freedom and convenience for your business checking needs.

  • $1 minimum
  • First 150 items free including checks, deposited items and electronic transactions
  • $100 credit towards first order of checks

 

First Choice Business Checking

Business checking with minimal requirements, conservative return.

  • $3,000 daily average balance required to avoid monthly service charge
  • First 500 items free including checks, deposited items and electronic transactions
  • $100 credit towards check orders
  • Business owner receives First Choice Platinum Checking account
  • Free Cash Management Services
    • Online Banking
    • Online Bill Pay
    • Telephone Banking
    • Optional debit card
    • Access up to six accounts
    • Three additional accounts available for a nominal service charge per month

 

First Choice Commercial Checking

Business checking with moderate requirements, enhanced return.

  • Unlimited Transactions
  • $100 credit towards check orders
  • Earnings credit rate to offset service charges      
    •  up to $49,999.99 at 91 day US treasury bill discount rate less 150 basis points
    • $50,000 and greater at 91 day US treasury bill discount rate less 100 basis points
  • Free Cash Management Services
    • Online Banking
    • Online Bill Pay
    • Telephone Banking
    • Optional debit card
    • Access up to six accounts
    • Three additional accounts available for a nominal service charge per month
  • Optional Cash Management Services Electronic Funds Transfer
    • Wire Transfer and ACH origination capabilities
    •  analyzed monthly service charge
    • One free wire transfer included per month
    • ACH originations 
    • Outgoing wire transfers 
    • Incoming wire transfers 

 

First Choice Sweep Account

Flexible checking with moderate restrictions, enhanced return.

  • Same features as First Choice Commercial Checking
  • All available funds over $25,000.00 swept into a Business Money Market Account
  • Business non-interest bearing account restored to $25,000.00 when balance falls below $1,000.00
  • No sweep fee to first sweep account
  • Additional accounts available for a nominal monthly service charge