CHECKING

Non-interest bearing checking

Remarkable freedom and convenience in your checking account.

  • New Jersey Consumer Checking
    • $1 minimum balance
    • Eight checks paid per statement period at no cost
    • 50¢ for each additional check paid during the statement period
    • $3 monthly maintenance fee
  • Free Checking
    • $1 minimum
    • Free Debit Card
    • Free first order of basic checks or equivalent credit
    • Free online banking
    • Free online bill pay
    • Free telephone banking
    • Free ATM transactions at First Choice ATMs
    • No foreign ATM surcharges

 

Interest Checking

Checking with minimal requirements, conservative return.

  • $750 minimum daily balance to avoid service charge
  • Interest paid on all balances
  • Free Debit Card
  • Free first order of basic checks or equivalent credit
  • Free online banking
  • Free online bill pay
  • Free telephone banking
  • Free ATM transactions at First Choice ATMs
  • No foreign ATM surcharges

 

 

Senior Checking

Outstanding convenience and conservative interest for our 55+ customers.

  • No minimum balance required.
  • Interest paid on all balances
  • Free Debit Card
  • Free basic checks or equivalent credit
  • Free online banking
  • Free online bill pay
  • Free telephone banking
  • Free ATM transactions at First Choice ATMs
  • No foreign ATM surcharges
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First Choice Platinum Checking

Checking with moderate requirements, enhanced return.

  • Same as First Choice interest-bearing account but only with a $1 minimum balance and
  • $25,000 in aggregated loan and/or CD and Savings balances to qualify
    • Additional features include
      • $15 monthly rebate of foreign ATM charges
      • $5,000 overdraft protection line of credit based upon credit approval
      • Free safe deposit box based upon availability     
      • 1/2 point discount on consumer loans with a direct payment from a First Choice Checking account
      • $25 credit on all check orders
      • Second First Choice Checking account is totally free
      • $15 service charge if aggregated balances fall below $25,000