RATES

Rates Effective         
12/02/13

  Interest Rate APY* Minimum Opening Deposit Minimum to Earn APY
Money Market Account        
Up to $9,999.99 .45% .45% $1,000 $1.00
$10,000 - $249,999.99 .50% .50% $1,000 $1.00
$250,000 and above .75% .75% $1,000 $1.00
First Choice Platinum Checking .50% .50% $750 $1.00
Choice Interest Checking .50% .50% $100 $1.00
Senior Interest Checking .50% .50% $1.00 $1.00
Statement Savings .50% .50% $100 $100


* Annual Percentage Yield. Rates subject to change without notice. Fees could reduce earnings.